Workers’ Compensation Insurance Broker Serving Businesses in Tampa, FL & Other Florida Cities
Under Florida law, any business with four or more employees must carry workers’ compensation insurance, and construction companies are required to carry it for every employee, including contractors. If you were unclear about any of this, don’t worry. Vintage Insurance Agency can you give you all the information you need to make an educated insurance purchase. As the workers’ compensation insurance broker for a variety of companies in Tampa and other Florida cities, we offer in-depth guidance based on our many years of industry experience.
Safeguard Your Business
Workers’ compensation insurance – also known as workers’ comp – covers the expenses resulting from your employees’ work-related injury or illness. This coverage is considered a social insurance that benefits both you and your employees. In exchange for buying insurance that protects them, you protect yourself from civil lawsuits filed by workers who have been injured on the job. Generally, workers’ compensation policies cover:
- Medical costs to treat injuries and illnesses
- Rehabilitation costs
- Lost wages
- Retraining costs
- Funeral costs and benefits to employees’ survivors
Keep in mind that not all workers’ compensation policies are the same, and costs vary depending on factors such as industry and location. For example, the costs in an industry like construction will be different than, say, the costs in the restaurant business. Also, specific professions within an industry may have different price points. At Vintage, we offer personalized service to help you sort through the various differences and industry requirements. We understand that insurance can seem complex, so we will take the time to address all of your concerns and instill you with confidence as you evaluate your options. We offer workers’ compensation policies through major carriers, so you will have a range of excellent options to consider.
To learn more about how we can help you protect your employees and your business, contact Vintage Insurance Agency. Whether you’re based in Tampa or elsewhere in Florida, you can rely on the workers’ compensation insurance broker that business owners trust.